The terms that apply when using this site, requesting a quote or holding an account here.
Using this site, submitting a quote request or creating an account means these terms apply in full. Where any part of them is unacceptable, the site should not be used and no information should be submitted through it.
The site is intended for residents of the United States who are aged eighteen or older and are able to enter a binding agreement. Submitting information confirms that both conditions are met and that the details provided belong to the person submitting them.
Content published here explains auto insurance cover in general terms so that options can be compared and understood. It is informational and does not amount to legal, financial or professional advice about an individual situation.
Nothing on this site creates cover. A policy exists only once it has been issued in writing by the relevant insurer and any required payment has been made.
A quote reflects the details supplied at the moment it is prepared and is not a guarantee of cover or of a final price. Figures may change once information is verified, once driving history is reviewed, or where the details supplied turn out to be incomplete or inaccurate.
Accuracy is the responsibility of the person submitting a request. Details that are wrong or missing can affect a price, delay a decision or lead to a request being declined.
Where an account is created, the login details attached to it must be kept confidential. Activity carried out under an account is treated as authorised by the account holder, so suspected unauthorised access should be reported without delay using the contact details at the end of these terms.
The following activities are not permitted on this site.
Submitting a request through this site permits contact by email, text message and phone in connection with that request. Service messages relate directly to a quote or a policy, while marketing messages are sent only where separate permission has been given for them.
Message frequency may vary and standard message and data rates may apply. Replying STOP ends text messages and replying HELP returns assistance information. Consent to marketing messages is never a condition of obtaining a quote or holding cover.
Text, layout, imagery, logos and code published here are protected and remain the property of their respective owners. Personal reference use is permitted. Reproduction, distribution or adaptation for other purposes requires written permission first.
Links may point to resources operated by other organisations. Those destinations run under their own terms and privacy practices, and no responsibility is accepted for their content, availability or the outcome of anything obtained through them.
The site and its content are provided on an as available basis without warranties of any kind, whether express or implied. No promise is made that the site will be uninterrupted, free of errors, or that published information will remain accurate as products, prices and regulations change.
To the fullest extent permitted by law, no liability is accepted for indirect, incidental, special or consequential losses arising from use of this site, from reliance on its content, or from any inability to access it. Nothing in these terms limits liability where the law does not allow it to be limited.
Use of this site in breach of these terms, in breach of applicable law, or in a way that infringes the rights of another party carries an obligation to cover the resulting claims, losses and reasonable costs, including legal fees.
Any dispute arising from these terms, from use of this site or from communications received in connection with a request will be resolved by binding individual arbitration rather than in court, except where a claim qualifies for a small claims process. Arbitration will be administered under the rules of a recognised arbitration provider and conducted by a single arbitrator.
Disputes are handled individually. Participation in a class action, a collective proceeding or a representative action is waived, and the arbitrator may not consolidate claims brought by more than one person. Where this waiver is found unenforceable for a particular claim, that claim proceeds in court while the remaining claims stay in arbitration.
These terms are governed by the laws of the State of Louisiana, without regard to conflict of law principles. Where a provision is found unenforceable, the remaining provisions continue to apply in full.
These terms may be revised as services, systems or legal requirements change. The effective date shown near the top of the page reflects the current version, and continued use of the site after a revision indicates acceptance of the updated terms.
Questions about these terms can be raised through the details below.